By Francis William.

When it comes time for the rite of passage to move into the area of a licensed driver the State of Arizona has a lot to say about it.

They establish the age at which it can happen and they establish the level or responsibility that the new driver must demonstrate in order to register the car.  In other words,  the amount of Arizona Auto Insurance that a new driver must carry is established by law to be 15/30/10.

Driving without this minimum amount of insurance can result in a loss of driving privileges and a heavy fine for the first offense. Insurance companies look at the accident statistics for young drivers when they set the rates for Arizona Auto Insurance.

It is an established fact that drivers under the age of twenty five have less experience, take more risks,  and have more accidents than those over twenty five.  While married drivers under the age of twenty five tend to have fewer accidents and therefore get lower insurance rates most people will advise against getting married to save on insurance.  It is far better to get the young driver discounts for good driving records and for having completed the drivers educations courses.

Published with kind permission.

franciswilliam@arizonaautoinsurance247.com

I have a question?

Why do I have to pay more for Arizona Auto Insurance just because I am under 21?

Here is your answer.

Auto Insurance companies charge based upon the projected risk.  In other words what are the odds that a person of your sex and age will be involved in an accident that will result in a claim against them.

Over and over the statistics have shown that the younger a driver the more likely hood there will be of having an accident.  By the time you reach 25 your likelihood of having an accident will average out with other drivers until you reach the age of 55.

franciswilliam@arizonaautoinsurancequotes247.com